Questão jurídica principal
Whether the cantonal court violated the insured person's right to be heard by not addressing the request for a second exchange of submissions.
Decisão extraída
No violation was found because the request was unreasoned and became moot after the insured filed an unsolicited reply without renewing the request.
Fundamentação extraída
The court could assume the request had been superseded; the insured also knew the cantonal practice concerning unsolicited submissions and could have reacted again later.