Questão jurídica principal
Whether Helsana must cover the proposed hand surgery as appropriate accident treatment.
Decisão extraída
The proposed surgery was not shown, on a preponderance of probabilities, to improve or preserve health; coverage was therefore not owed.
Fundamentação extraída
The court accepted the expert opinion that the intervention had poor chances of success and that non-somatic factors and inconsistent clinical findings made further surgery medically unjustified.