Questão jurídica principal
Whether the event of 5 February 2012 qualified as an accident under Art. 4 ATSG and Art. 6(1) UVG
Decisão extraída
The insured did not make the unusual external factor sufficiently credible; therefore no accident was proven.
Fundamentação extraída
The initial and more reliable statements described only smoothing or pressing the blanket with a hand strike, without the later alleged impact on a metal seat-belt hook. The decisive accident element remained unproven, and medical findings cannot replace that proof.