Questão jurídica principal
Whether the appeal was admissible despite the health insurer not having decided the objection.
Decisão extraída
The appeal was inadmissible because the insurer had not issued an objection decision; the file had to be transmitted to the health insurer.
Fundamentação extraída
Under the applicable procedural rule, judicial review presupposed a prior objection decision by the insurer. Since that step was missing, the court could not examine the merits and had to forward the matter to the insurer.