ATA/554/1995•Increase of collective insurance premiums upheld
ATA/554/1995Tribunal de Justiça / Câmara Administrativa17 de out. de 1995Dismissed
Extraído pela Omnilex
The decision concerns an increase in premiums under a collective insurance contract. The court held the increase admissible because the contract itself allowed premium adjustments and the collective arrangement was running at a deficit. The challenge was therefore rejected.
LAMA 6 bis; increase of premiums under a collective insurance contract: an adjustment is permissible where it rests on a contractual basis and is objectively justified by the deficit situation of the collective contract. The insured party cannot successfully oppose the increase when the contractual mechanism for premium revision is validly invoked and the economic conditions underlying the collective scheme warrant the adjustment.
Descripteurs
ASSURANCE SOCIALE; AM; PRIME D'ASSURANCE; AUGMENTATION(EN GENERAL); ASSU
Normes
LAMA.6 bis
Résumé
Augmentation des primes d'un contrat collectif admise, la possibilité d'augmentater les primes reposant sur une base contractuelle et étant justifiée par le fait que le contrat collectif en question était déficitaire.
Extraído pela Omnilex
Whether the increase of premiums under the collective insurance contract was admissible.
The increase was admissible because the contract provided a contractual basis for adjusting premiums and the collective contract was operating at a deficit.
The court accepted that the insurer could raise premiums under the contractual terms, and that the deficit of the collective contract justified the adjustment.
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